141 Settlers Rd

Harriman, TN
$ 1,125,000 Beds 2 Baths 3.5 Sq 2,626 Virtual Tour
Monthly Estimate* How much can I afford?

Live Where Every Day Feels Like a Vacation... An exceptional opportunity for investors or those seeking a vacation home that helps pay for itself..generated almost 18K in revenue during June & July 2026 alone. Owners and guest are sure to enjoy their private escape on the river--where peaceful waters, serene views, and luxury living come together in perfect harmony. This stunning property has been thoughtfully renovated inside and out, offering a rare blend of comfort, style, with proven income. Step outside and you'll find a newly renovated covered dock with lift, & drive up Jet Ski Dock 3 Min Jet Ski ride to gas & marina, multiple expansive decks designed for entertaining, relaxing, and soaking in those breathtaking river views year-round. Inside, the beautiful upgrades include quartz countertops, a spa-inspired master suite featuring a freestanding soaking tub and an incredible full-body shower system that feels like your own private retreat. Lots of new renovations less than 5yrs old including roof, & the in-ground saltwater Pool overlooking river located by downstairs entrance. This amazing home features Hardy Siding & elegant stonework, a pool house, and washer dryer in downstairs to remain,sunroom that brings the outdoors in no matter the season. Extra space including a 3-car garage and even a charming guest house/tiny home perfect for visitors or additional rental income. Bonus Opportunity: This property is uniquely set up as one rental or can function as 3 separate short-term rentals , making it a powerful income-producing investment--or keep it all to yourself as your personal riverfront paradise. Whether you're looking to invest, entertain, or simply escape... this one checks every box.

Pending - Continue to Show

  • Price
  • $ 1,125,000
  • City
  • Harriman
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • Roane
  • Half Bathrooms
  • 1
  • Area
  • Roane County
  • Lot Size
  • 1.29 Acres
  • Zip
  • 37748
  • Sqr Footage
  • 2,626
  • Year Built
  • 2001
  • Taxes
  • $ 2656
  • Style
  • Traditional
  • MLS#
  • 1334961
Listed By: Coldwell Banker Jim Henry
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Propane,Electric
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Disposal,Range
Garage Spaces 3
Association Fee Includes Other
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Fiber Cement,Frame
Year Built 2001
View Mountain View,Country Setting,Lake
Property Subtype Single Family Residence
County Roane County - 31
Property Type Single Family
HOA true
Attached Garage true
Subdivision Name Cedarlake Retreat
Other Structures Guest House
Total Rooms 10
Full Baths 3
Status Pending - Continue to Show
Directions Directions: From I-40 take TN-58 to N Kentucky Street. Take N Kentucky Street to Sugar Grove Valley Road to Black Oak Road and turn right onto Black Oak Road. Take Black Oak Road to right onto Bluff View Road to right onto Settlers Road. House will be last house on left.
High School Oliver Springs
City Harriman
MLS Area Roane County - 31
Lot Size Units Acres
Lot Size Square Feet 56192
Elementary School Dyllis
Property Attached Y/N false
Middle/Junior High School Oliver Springs
MLS Area Minor Roane County - 31
Structure Type 2 Story Basement
Standard Status Pending
New Financing Cash true
New Financing Coventional true
New Financing New Loan true

Interior Features

Interior Amenities Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen
Basement Walkout,Partially Finished,Plumbed,Slab
Flooring Laminate,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas,Marble,Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 2
Total Baths 4
Other_sp_Rooms_co_Family_sp_Room true

Exterior Features

Exterior Amenities Windows - Vinyl,Prof Landscaped,Balcony,Dock
Parking Features Garage Faces Side,Garage Door Opener,Attached,Basement
Lot Features Lake/Water Access,River,Waterfront,Irregular Lot,Rolling Slope
Water Source Public
Lot Size Area 1.29
Building Area Total 2626
Lot Dimensions 208.88 X 283 IRR
Lot Size Acres 1.29
Frontage Type Lakefront
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dyllis Elementary School
Middle School Oliver Springs Middle School
High School Oliver Springs High School

Price History

4/1/2026 Listed $1,250,000
4/24/2026 6% - $1,175,000
7/24/2026 2% - $1,150,000
8/24/2026 2% - $1,125,000

Property vs Zip Code Average in 37748

Price
AVG $410K
$1.13M
Taxes
AVG $1,349
$2,656
Year Built
AVG 1970
2001

141 Settlers Rd Harriman, TN is a Single Family Home for sale at $1125000 with 2626 sqft and a lot size of 1.29 Acres Acre(s). 141 Settlers Rd Harriman has 2 bedrooms, 3 baths and was built in 2001. The property's zip code is 37748 which is in Harriman, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.