704 White Oak Rd

Monterey, TN
$ 620,000 Beds 3 Baths 2 Sq 1,846 Virtual Tour
Monthly Estimate* How much can I afford?

Charming Log Cabin Retreat in Cumberland Cove Monterey, TN - Spacious, Nature-Filled Living Discover your dream log cabin nestled on 5.43 acres in Cumberland Cove, Monterey, TN. This inviting home features three bedrooms, two baths, an office, and a cozy loft, offering plenty of space for family and guests. Enjoy modern touches like granite counters and a fenced yard perfect for pets. Relax on the covered screened porch just off the primary bedroom, leading to the backyard and deck with a built-in fire pit,ideal for gatherings. The two-car garage includes a storm shelter for peace of mind. Monterey's central location means you're only 1.5 hours from Nashville, Knoxville, and Chattanooga. Residents of Cumberland Cove enjoy exclusive access to four private parks with waterfalls, caves, and miles of hiking trails for homeowners and their guests. Come experience the best of mountain living in a friendly community surrounded by natural beauty! All information provided is deemed reliable but is not guaranteed.

Pending - Continue to Show - 1st Right of Refusal

  • Price
  • $ 620,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Cumberland
  • Half Bathrooms
  • 0
  • Area
  • Cumberland County
  • Lot Size
  • 5.43 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 1,846
  • Year Built
  • 2019
  • Taxes
  • $ 1288
  • Style
  • Log
  • MLS#
  • 1340297
Listed By: LPT Realty, LLC
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Natural Gas
Cooling Central Cooling,Ceiling Fan(s)
Appliances Gas Cooktop,Dishwasher,Disposal,Microwave,Range,Refrigerator
HOA Fee 152
Garage Spaces 2
Association Fee Includes Security,Some Amenities
Architectural Style Log
Construction Materials Log
Year Built 2019
View Wooded
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland County - 34
Property Type Single Family
Association Amenities Club House
HOA true
Attached Garage false
Subdivision Name Cumberland Cove Unit 1
Other Structures Storage
Total Rooms 10
Full Baths 2
Status Pending - Continue to Show - 1st Right of Refusal
Directions From I-40; Exit 301, and drive south on Hwy 70N 7.5 miles to Falls Road and turn right on Falls Road. Drive about 1.4 miles to 704 White Oak Road. (Falls turns into White Oak). House will be on the right side of the road and you will see sign.
High School Cumberland County
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 236530
Elementary School Pleasant Hill
Property Attached Y/N false
Middle/Junior High School Pleasant Hill
MLS Area Minor Cumberland County - 34
Structure Type 2 Story
Standard Status Pending
New Financing Cash true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Cathedral Ceiling(s)
Basement Crawl Space
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Gas,Masonry,Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Total Bedrooms 3
Total Baths 2

Exterior Features

Parking Features Garage Door Opener,Detached
Lot Features Wooded,Golf Community
Water Source Public
Lot Size Area 5.43
Building Area Total 1846
Lot Dimensions 411X726
Lot Size Acres 5.43
Lot Size Source Tax Records
Other Equipment Backup Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pleasant Hill Elementary School
Middle School Pleasant Hill Middle School
High School Cumberland County High School

Price History

5/10/2026 Listed $635,000
5/29/2026 2% - $620,000

Property vs Zip Code Average in 38574

Price
AVG $470K
$620K
Taxes
AVG $1,169
$1,288
Year Built
AVG 2002
2019

704 White Oak Rd Monterey, TN is a Single Family Home for sale at $620000 with 1846 sqft and a lot size of 5.43 Acres Acre(s). 704 White Oak Rd Monterey has 3 bedrooms, 2 baths and was built in 2019. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.