311 Alberts Cove

Rutledge, TN
$ 1,100,000 Beds 4 Baths 3.5 Sq 5,418 Virtual Tour
Monthly Estimate* How much can I afford?

If you have ever pictured waking up to open water every single morning, this is the home you have been looking for. Sitting on 3.1 acres with over 500 feet of shale shoreline on the main channel of Cherokee Lake, this all-brick, 4-bedroom home in Rutledge, Tennessee gives you 270-degree lake views from nearly every room, with the Smoky Mountains rising behind the water in the distance. The drone photos tell part of the story. The walls of windows across the back of the house tell the rest. In this home, the lake is part of daily life, not just a weekend destination. You can be on the water in minutes with your covered boat dock right on property. You can sit on the upper deck with your morning coffee and watch the sun move across the water. That same deck is where dinner with guests becomes something people talk about. At night, the hot tub is right there when you want it. This is not a lake-adjacent property with a sliver of a view. This is the real thing, completely private, with open water stretching out in every direction. Inside, the main level living room features soaring ceilings, a gas fireplace, and a wall of windows framing Cherokee Lake and the Smoky Mountains like a living painting. The remodeled kitchen has granite countertops, a center island, and is plumbed for gas. The primary suite includes a private sunroom with direct lake views, and one of the guest rooms opens directly to the main deck overlooking the water. The completely remodeled primary bath features a tiled walk-in shower, double granite vanity, and finishes that feel intentional, not builder-grade. Plenty of storage throughout the home means everything has a place. What sets this home apart from most Cherokee Lake properties is the lower level. A kitchenette, a bedroom, and a full bath make it fully functional for guests or multi-generational living. Beyond that, the lower level opens into a large video room and a separate game room with enough space for a pool table. Two additional garage bays give you four total across the property. And the indoor lap pool, housed in its own sunroom, is 35 feet long and 4.5 feet deep, with a liner replaced two years ago. Year-round swimming is completely realistic. With over 500 feet of Cherokee Lake shoreline, a covered dock on the main channel, 270-degree views that include the Smoky Mountains, multi-level entertaining space, and the privacy of 3.1 wooded acres, there is genuinely nothing else like this available on Cherokee Lake right now.

Pending - Continue to Show

  • Price
  • $ 1,100,000
  • City
  • Rutledge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Grainger
  • Half Bathrooms
  • 1
  • Area
  • Grainger County
  • Lot Size
  • 3.1 Acres
  • Zip
  • 37861
  • Sqr Footage
  • 5,418
  • Year Built
  • 2001
  • Taxes
  • $ 4054
  • Style
  • Traditional
  • MLS#
  • 1340950
Listed By: ReMax Real Estate Ten
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Heat Pump,Propane,Electric
Cooling Central Cooling
Appliances Tankless Water Heater,Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven
Garage Spaces 4
Architectural Style Traditional
Construction Materials Brick
Year Built 2001
View Mountain View,Lake
Property Subtype Single Family Residence
County Grainger County - 45
Property Type Single Family
Attached Garage true
Subdivision Name Alberts Cove Subd
Total Rooms 16
Full Baths 3
Status Pending - Continue to Show
Directions Lakeshore to Alberts Cv. House on left near cul-de-sac
City Rutledge
MLS Area Grainger County - 45
Lot Size Units Acres
Lot Size Square Feet 135035
Property Attached Y/N false
MLS Area Minor Grainger County - 45
Structure Type Basement Ranch
Standard Status Pending
New Financing Cash true
New Financing Coventional true
New Financing New Loan true

Interior Features

Interior Amenities Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Eat-in Kitchen
Basement Walkout,Finished,Plumbed
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 4
Total Baths 4

Exterior Features

Exterior Amenities Windows - Vinyl,Dock
Parking Features Garage Door Opener,Attached,Basement,Main Level
Lot Features Lake/Water Access,Cul-De-Sac,Wooded,Irregular Lot,Rolling Slope
Water Source Well
Lot Size Area 3.1
Building Area Total 5418
Lot Dimensions 160x339
Lot Size Acres 3.1
Frontage Type Lakefront
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/15/2026 Listed $1,250,000
6/26/2026 12% - $1,100,000

Property vs Zip Code Average in 37861

Price
AVG $570K
$1.1M
Taxes
AVG $1,271
$4,054
Year Built
AVG 2005
2001

311 Alberts Cove Rutledge, TN is a Single Family Home for sale at $1100000 with 5418 sqft and a lot size of 3.1 Acres Acre(s). 311 Alberts Cove Rutledge has 4 bedrooms, 3 baths and was built in 2001. The property's zip code is 37861 which is in Rutledge, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.