2095 Ne Church St
Cleveland, TNJust minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along with a full bath. The property has a strong rental history, with individual bedrooms previously renting for approximately $650/month and the accessory dwelling generating around $1,200/month long-term or averaging approximately $2,600/month as an Airbnb. Situated on a level corner lot with privacy fencing, multiple parking areas, deck and patio space, this property is ideal for entertaining, hosting guests, or maximizing rental functionality. Smart home features including smart locks and smart thermostat systems add convenience and modern appeal. Location is another major advantage. Positioned near Lee University, the property offers quick access to downtown restaurants, coffee shops, shopping, and local events while also providing convenient commuting options. Enjoy easy access to I-75, making travel to Chattanooga approximately 35-40 minutes away and Knoxville roughly an hour north. Outdoor enthusiasts will also appreciate being near hiking, rafting, and recreation opportunities throughout Southeast Tennessee and the nearby Ocoee River area. Properties with this combination of character, versatility, location, and proven income history rarely come available. Whether you're searching for a stylish downtown home, an investment property, or both -- this one deserves a closer look.
Active
- Price
- $ 429,000
- City
- Cleveland
- Bedrooms
- 5
- Full Bathrooms
- 3
- County
- Bradley
- Half Bathrooms
- 0
- Area
- Bradley County
- Lot Size
- 0.16 Acres
- Zip
- 37311
- Sqr Footage
- 1,899
- Year Built
- 1940
- Taxes
- $ 1170
- Style
- Contemporary
- MLS#
- 1342486
Features
General
Interior Features
Exterior Features
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Knoxville, TN office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 37311
Areas That We Cover
- Alcoa
- Allardt
- Andersonville
- Blaine
- Bristol
- Caryville
- Clinton
- Corryton
- Deer Lodge
- Duff
- Duffield
- Farragut
- Friendsville
- Greenback
- Harriman
- Heiskell
- Helenwood
- Huntsville
- Jacksboro
- Jellico
- Kingston
- Knoxville
- Kodak
- Lafollette
- Lake City
- Lancing
- Lenoir City
- Loudon
- Louisville
- Luttrell
- Maryville
- Mascot
- Maynardville
- Midtown
- New Tazewell
- Newcomb
- Norris
- Oak Ridge
- Oakdale
- Oliver Springs
- Oneida
- Petros
- Philadelphia
- Pioneer
- Powell
- Robbins
- Rockford
- Rockwood
- Rocky Top
- Rugby
- Rutledge
- Sevierville
- Seymour
- Sharps Chapel
- Speedwell
- Strawberry Plains
- Sunbright
- Sweetwater
- Tallassee
- Ten Mile
- Townsend
- Vonore
- Walland
- Wartburg
- Washburn
- Winfield
2095 Ne Church St Cleveland, TN is a Single Family Home for sale at $429000 with 1899 sqft and a lot size of 0.16 Acres Acre(s). 2095 Ne Church St Cleveland has 5 bedrooms, 3 baths and was built in 1940. The property's zip code is 37311 which is in Cleveland, TN
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.