1250 Charles St

Cookeville, TN
$ 465,000 Beds 4 Baths 2.5 Sq 2,103
Monthly Estimate* How much can I afford?

Welcome to this charming and well-maintained single-owner home nestled in the desirable Hillwood Estates. This home features 4 BRs, 2 1/2 BAs and a floor plan including a formal living, dining room, as well as an eat-in kitchen and den with gas log fireplace. The home has been thoughtfully updated over the years, boasting granite kitchen countertops with custom cabinetry, interior doors, double pane windows, bathroom updates, garage door and added insulation. Step outside and enjoy not one, but two patios and a welcoming front porch ideal for relaxing. One of the standout features is its unbeatable location situated directly across the street from the neighborhood pool. Hillwood Swim Club offers a voluntary HOA with pool access for just $375 per year. This home enjoys the added convenience of municipal trash pickup, natural gas service, and public sewer. This is a rare opportunity to own a lovingly cared-for home with a rich history -- a true gem waiting for its next chapter. 12 month home warranty for peace of mind.

Active

  • Price
  • $ 465,000
  • City
  • Cookeville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Putnam
  • Half Bathrooms
  • 1
  • Area
  • Putnam County
  • Lot Size
  • 0.84 Acres
  • Zip
  • 38506
  • Sqr Footage
  • 2,103
  • Year Built
  • 1972
  • Taxes
  • $ 1579
  • Style
  • Other
  • MLS#
  • 1343364
Listed By: Highlands Elite Real Estate
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Central,Natural Gas,Electric
Cooling Central Cooling
Appliances Gas Range,Dishwasher,Disposal,Microwave,Refrigerator
HOA Fee 375
Garage Spaces 1
Association Fee Includes Other
Architectural Style Other
Construction Materials Wood Siding,Brick,Block,Frame
Year Built 1972
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Putnam County - 53
Property Type Single Family
Association Amenities Swimming Pool
HOA true
Attached Garage false
Subdivision Name Hillwood Estates
Other Structures Storage
Total Rooms 11
Full Baths 2
Status Active
Directions From PCCH: South on Lowe Ave, Left on E Stevens St, Right on S Maple Ave, Right on Hillwood Dr, Right on Heather Ln, Right on Charles St, Left on Charles St, home on corner, across from the Hillwood pool.
High School Cookeville
City Cookeville
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 36590.4
Elementary School Prescott South
Property Attached Y/N false
Middle/Junior High School Prescott South
MLS Area Minor Putnam County - 53
Structure Type Tri-Level
Standard Status Active
New Financing Cash true
New Financing New Loan true

Interior Features

Interior Amenities Walk-In Closet(s),Eat-in Kitchen
Basement Walkout,Partially Finished
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 4
Total Baths 3

Exterior Features

Exterior Amenities Gas Grill,Windows - Vinyl
Parking Features Basement
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.84
Building Area Total 2103
Lot Dimensions 204.96x179.4 IRR
Lot Size Acres 0.84
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Prescott South Elementary School
Middle School Prescott South Middle School
High School Cookeville High School

Price History

6/4/2026 Listed $489,900
7/2/2026 2% - $479,900
7/22/2026 3% - $465,000

Property vs Zip Code Average in 38506

Price
AVG $520K
$470K
Taxes
AVG $2,117
$1,579
Year Built
AVG 2002
1972

1250 Charles St Cookeville, TN is a Single Family Home for sale at $465000 with 2103 sqft and a lot size of 0.84 Acres Acre(s). 1250 Charles St Cookeville has 4 bedrooms, 2 baths and was built in 1972. The property's zip code is 38506 which is in Cookeville, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.