628 Charlotte St

Athens, TN
$ 795,000 Beds 4 Baths 3.5 Sq 4,648
Monthly Estimate* How much can I afford?

A rare opportunity awaits in the heart of Athens. This quality-built brick basement ranch sits on three lots totaling approximately 8.36 acres. You'll have room to spread out, enjoy the outdoors, and still remain close to everything the city offers. The property is built for both everyday living and weekend fun. A spacious deck overlooks the swimming pool area, creating a great setting for cookouts, family gatherings, and quiet evenings at home. Car lovers, hobbyists, and anyone needing extra storage will appreciate the garage space. The home includes an attached 2.5-car garage, along with a separate detached 2.5-car garage. That extra space opens the door for a workshop, recreational vehicles, lawn equipment, or additional parking. The home is ready for some updating, yet the solid construction and strong bones give you a great starting point. Bring your ideas, add your personal touches, and turn this property into a home that fits your lifestyle. With acreage, a pool, two garages, and a central Athens location, opportunities like this do not come along often. Schedule a showing and start picturing what life could look like here.

Active

  • Price
  • $ 795,000
  • City
  • Athens
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • McMinn
  • Half Bathrooms
  • 1
  • Area
  • McMinn County
  • Lot Size
  • 8.36 Acres
  • Zip
  • 37303
  • Sqr Footage
  • 4,648
  • Year Built
  • 1986
  • Taxes
  • $ 3609
  • Style
  • Traditional
  • MLS#
  • 1346855
Listed By: ReMax Excels
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Forced Air,Heat Pump,Electric
Cooling Central Cooling
Appliances Range,Refrigerator
Garage Spaces 4
Architectural Style Traditional
Construction Materials Brick
Year Built 1986
View Country Setting
Property Subtype Single Family Residence
County McMinn County - 40
Property Type Single Family
Attached Garage true
Subdivision Name 03 063J B 063J 00300 000 T Slack Surv 95/103
Total Rooms 10
Full Baths 3
Status Active
Directions South White Street to Elizabeth to Charlotte Street. Property is all the way at the end of the street on the right.
High School Mcminn
City Athens
MLS Area McMinn County - 40
Lot Size Units Acres
Lot Size Square Feet 364161.6
Elementary School City Park
Property Attached Y/N false
Middle/Junior High School Athens
MLS Area Minor McMinn County - 40
Structure Type Basement Ranch
Standard Status Active
New Financing Cash true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Eat-in Kitchen
Basement Walkout,Finished,Plumbed
Flooring Carpet,Vinyl
Total Fireplaces 1
Fireplace Features Masonry,Wood Burning
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 4
Total Baths 4

Exterior Features

Parking Features Garage Door Opener,Attached,Detached
Lot Features Irregular Lot
Water Source Public
Lot Size Area 8.36
Building Area Total 4648
Lot Size Acres 8.36
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School City Park Elementary School
Middle School Athens Middle School
High School Mcminn High School

Price History

7/3/2026 Listed $925,000
8/14/2026 5% - $875,000
8/28/2026 9% - $795,000

Property vs Zip Code Average in 37303

Price
AVG $450K
$800K
Taxes
AVG $1,078
$3,609
Year Built
AVG 1982
1986

628 Charlotte St Athens, TN is a Single Family Home for sale at $795000 with 4648 sqft and a lot size of 8.36 Acres Acre(s). 628 Charlotte St Athens has 4 bedrooms, 3 baths and was built in 1986. The property's zip code is 37303 which is in Athens, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.