1104 Belmont Drive

Monterey, TN
$ 515,000 Beds 2 Baths 3 Sq 2,462
Monthly Estimate* How much can I afford?

Welcome to your own slice of Tennessee paradise! Situated on 2.2 acres in the highly desirable Cumberland Cove community, this beautifully maintained basement ranch offers the perfect blend of privacy, comfort, and outdoor living. Featuring 2,462 square feet, this home includes 2 spacious bedrooms, 3 full bathrooms, and a fully finished basement, providing flexible space for a guest suite, recreation room, home office, or multi-generational living. Inside, you'll find gorgeous hardwood floors throughout the main living areas, creating a warm and inviting atmosphere. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the screened back porch, where you can take in the peaceful surroundings year-round. The detached two-car garage includes a loft which is perfect for extra storage. This property includes an additional 1-acre lot, bringing the total acreage to 3.2 acres and providing even more privacy and possibilities. As a resident of Cumberland Cove, you'll enjoy access to outstanding community amenities, including a golf course, tennis and pickleball courts, access to 4 scenic parks, hiking trails, and breathtaking overlooks--all while being just minutes from the conveniences of Monterey and within easy reach of Cookeville and Crossville. Offered at $515,000, this exceptional property is the perfect place to experience the beauty and tranquility of Tennessee living. 1104 Belmont Drive, Monterey, TN 38574 -- Come see all this wonderful property has to offer! * See https://cumberlandcovepoa.com/information/documents/ for CCR and other great information on Cumberland Cove!

Active

  • Price
  • $ 515,000
  • City
  • Monterey
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • Cumberland
  • Half Bathrooms
  • 0
  • Area
  • Cumberland County
  • Lot Size
  • 2.2 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,462
  • Year Built
  • 2001
  • Taxes
  • $ 827
  • Style
  • Traditional
  • MLS#
  • 1349819
Listed By: Wallace
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Natural Gas
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
HOA Fee 152
Garage Spaces 2
Association Fee Includes Security
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding,Frame
Year Built 2001
View Country Setting,Wooded
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland County - 34
Property Type Single Family
Association Amenities Tennis Courts,Golf Course,Other
HOA true
Attached Garage false
Subdivision Name Cumb Cove Iv
Total Rooms 6
Full Baths 3
Status Active
Directions From Crossville take I-40 West to Exit 311. Take a left onto Plateau Road and follow down to 70N. Take a right and follow down to Belmont Drive. Take a left. Home will be on your right. Sign on property. From Cookeville take I-40 East to Exit 301. Take a right onto 70N. Take a right onto Belmont Drive. Property on right.
High School Cumberland County
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 95832
Elementary School Pleasant Hill
Property Attached Y/N false
MLS Area Minor Cumberland County - 34
Structure Type Basement Ranch
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Kitchen Island,Pantry
Basement Walkout,Crawl Space,Finished
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Stone,Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Insulated
Fireplace Y/N true
Total Bedrooms 2
Total Baths 3

Exterior Features

Parking Features Garage Door Opener,Detached
Lot Features Private,Wooded,Level
Water Source Public
Lot Size Area 2.2
Building Area Total 2462
Lot Size Acres 2.2
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pleasant Hill Elementary School
Middle School Unknown Middle School
High School Cumberland County High School

Price History

7/29/2026 Listed $515,000

Property vs Zip Code Average in 38574

Price
AVG $500K
$520K
Taxes
AVG $1,237
$827
Year Built
AVG 2002
2001

1104 Belmont Drive Monterey, TN is a Single Family Home for sale at $515000 with 2462 sqft and a lot size of 2.2 Acres Acre(s). 1104 Belmont Drive Monterey has 2 bedrooms, 3 baths and was built in 2001. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.