227 Phillips Drive

Rockwood, TN
$ 1,149,000 Beds 3 Baths 2.5 Sq 3,297
Monthly Estimate* How much can I afford?

Motivated seller is looking for a buyer to enjoy the SUNRISE VIEWS AND SILENT MOONLIT NIGHTS of their BRICK home with YEAR ROUND DEEP WATER! Updated Kitchen Coming soon! With new stainless steel appliances and GRANIT COUNTER TOPS! The home offers the convenience of main-level living, this well-maintained 3,200-square-foot residence perfectly balances luxury, durability, and practical design. The property is nestled within Bella Mara, a highly desirable and established lakefront community. Situated on a prime lot featuring year-round deep water, the home offers a short, gentle slope to the shoreline. You will enjoy peace and panoramic sunrise views over a protected TVA Nature Preserve. Located just off the main channel, you are only a short boat ride away from six nearby marinas and because the home is safely tucked inside a protected cove, you will remain shielded from disruptive boat wakes. Furthermore, with TVA property directly across the water, no neighboring lights will distract from your nighttime views of the moon sparkling on the lake. The thoughtfully designed main floor centers around a spacious living room anchored by a Stone propane gas fireplace, with a formal dining room perfect for entertaining. Natural light floods the kitchen, maximizing the expansive water views. Home chefs will appreciate the abundant countertop space, plentiful cabinetry, and a separate pantry built to handle large family gatherings. The main-floor primary suite serves as a private retreat, complete with two walk-in closets. When sitting in the screened porch you feel like you can reach out and touch the water. The finished, walk-out lower level serves as ideal guest quarters or a secondary living space. It hosts a large family room with its own stone gas fireplace, two additional large bedrooms, and a full bathroom. An expansive unfinished area provides an abundance of storage space for seasonal decor and water toys. Step outside onto a sprawling patio that frames gorgeous, wide-open views of the water. Premium waterfront amenities include a gentle walkway leading down to a masterfully engineered, two-slip dock. Both boat slips come equipped with lifts, configured for a pontoon and the other for a V-hull. A water pump is utilized for lawn irrigation. The home is built to last with 2x6 construction, featuring high-end Marvin casement windows, Andersen patio doors, and wide 36-inch doorways for enhanced accessibility. These Capital Improvements offer total peace of mind, including a new GENERAC GENERATOR, the NEW ROOF in 2021, an HVAC system updated in 2018, newly installed TREX decking, new wire railing on the upper deck, a freshly stained dock and a recently pumped septic system. Bella Mara has a TVA Boat Ramp that is less than a mile from this home making it convenient to launch your watercraft! There is too much to mention so make your appointment today for your private showing and enjoy the 2026 lake season! Buyer to verify all pertinent information.

Active

  • Price
  • $ 1,149,000
  • City
  • Rockwood
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Roane
  • Half Bathrooms
  • 1
  • Area
  • Roane County
  • Lot Size
  • 0.46 Acres
  • Zip
  • 37854
  • Sqr Footage
  • 3,297
  • Year Built
  • 1999
  • Taxes
  • $ 2435
  • Style
  • Traditional
  • MLS#
  • 1351141
Listed By: Blue Key Properties
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Forced Air,Heat Pump,Propane
Cooling Central Cooling
Appliances Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding,Brick,Frame
Year Built 1999
View Mountain View,Lake
Property Subtype Single Family Residence
County Roane County - 31
Property Type Single Family
Attached Garage true
Subdivision Name Bella Mara Estates
Total Rooms 11
Full Baths 2
Status Active
Directions Winton Chapel Rd to Phillips Rd
City Rockwood
MLS Area Roane County - 31
Lot Size Units Acres
Lot Size Square Feet 20037.6
Property Attached Y/N true
MLS Area Minor Roane County - 31
Structure Type 2 Story Basement
Standard Status Active
New Financing Cash true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Kitchen Island,Pantry
Basement Walkout,Crawl Space,Finished,Partially Finished,Plumbed,Slab,Outside Entr Only
Flooring Carpet,Hardwood,Tile
Total Fireplaces 2
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Wood,Windows - Insulated
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Exterior Amenities Irrigation System,Balcony,Dock
Parking Features Garage Faces Side,Off-Street Parking,Garage Door Opener,Attached,Main Level
Lot Features Lake/Water Access,Waterfront,Rolling Slope
Water Source Public
Lot Size Area 0.46
Building Area Total 3297
Lot Size Acres 0.46
Frontage Type Lakefront
Lot Size Source Tax Records
Door Features Doors - Energy Star

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/8/2026 Listed $1,199,000
8/22/2026 4% - $1,149,000

Property vs Zip Code Average in 37854

Price
AVG $460K
$1.15M
Taxes
AVG $1,351
$2,435
Year Built
AVG 1968
1999

227 Phillips Drive Rockwood, TN is a Single Family Home for sale at $1149000 with 3297 sqft and a lot size of 0.46 Acres Acre(s). 227 Phillips Drive Rockwood has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 37854 which is in Rockwood, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.