235 Sycamore

Monterey, TN
$ 675,000 Beds 3 Baths 2.5 Sq 2,858 Virtual Tour
Monthly Estimate* How much can I afford?

Nestled in a quiet woodland setting on a private lake,(no gas motors) this beautifully updated home offers peaceful lakeside living with thoughtful upgrades throughout. Fresh paint, updated lighting, custom shades, and real hardwood floors create a warm and refined feel from the moment you step inside. The vaulted ceilings and French doors (both fully opening) flood the main living space with natural light, while two propane fireplaces in the home add a cozy ambiance. The kitchen features a propane double-oven cookstove, walk-in pantry, and all appliances remain, including washer and dryer. A Generac whole-house generator (largest model) provides year-round peace of mind. The Hutch in the Living room stays. The primary suite is a retreat of its own, complete with tray ceiling, private fireplace, door access to the porch, jetted tub, large walk-in shower, double sinks, and an oversized walk-in closet. A Jack-and-Jill bath with double sinks and large shower serves additional bedrooms. The updated half bath and refreshed laundry room (with utility sink and storage closet) add even more functionality. Major system updates include HVAC (2021), new septic field and pump, encapsulated crawlspace, sump pump, well water filtration system with softener, and Spectrum fiber optic internet. Step outside to enjoy the new dock (2022) with kayak launch, bass-stocked lake, covered back porch, deck and gazebo overlooking the water. The fenced raised-bed ''starlight'' garden and separate fenced dog area make outdoor living easy and enjoyable. A partial basement offers additional storage or flexible space. The hutch remains with the home, and the seller is offering a home warranty for added confidence. Peaceful setting. Modern updates. Community connection. Lakeside living at its best. *Buyer to verify all information to make an informed purchase*

Active

  • Price
  • $ 675,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Cumberland
  • Half Bathrooms
  • 1
  • Area
  • Cumberland County
  • Lot Size
  • 3.1 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,858
  • Year Built
  • 2007
  • Taxes
  • $ 1344
  • Style
  • Traditional
  • MLS#
  • 1356297
Listed By: Provision Realty Group
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Propane,Electric
Cooling Central Cooling
Appliances Dishwasher,Dryer,Microwave,Range,Washer
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding,Brick,Frame
Year Built 2007
View Country Setting,Lake
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland County - 34
Property Type Single Family
Association Amenities Club House
HOA true
Attached Garage true
Subdivision Name Cumberland Cove
Total Rooms 8
Full Baths 2
Status Active
Directions From Cookeville Exit 287: take I-40 East towards Knoxville; Exit 301/US 70 Towards Jamestown; Turn Left onto US 70; Turn Right onto Industrial Drive; Left onto Crossville St; Right onto TN 62E/E Commercial Ave: Right onto Cumberland Lakes Dr; Left onto N Laurel Loop; Right onto Sycamore Bend; Home on Right. Gate Entrance at driveway.
High School Cumberland County
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 135036
Elementary School Pleasant Hill
Property Attached Y/N false
MLS Area Minor Cumberland County - 34
Virtual Tour https://www.zillow.com/view-imx/baa13737-62d9-48b4-93f5-2522473dfce5?wl=true&setAttribution=mls&initialViewType=pano
Structure Type 2 Story Basement
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Kitchen Island
Basement Partially Finished
Flooring Other,Carpet,Hardwood
Total Fireplaces 2
Fireplace Features Other
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Attached
Lot Features Lake/Water Access,Waterfront,Level,Rolling Slope
Water Source Well
Lot Size Area 3.1
Building Area Total 2858
Lot Size Acres 3.1
Lot Size Source Owner
Other Equipment Backup Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pleasant Hill Elementary School
Middle School Unknown Middle School
High School Cumberland County High School

Price History

9/22/2026 Listed $675,000

Property vs Zip Code Average in 38574

Price
AVG $500K
$680K
Taxes
AVG $1,237
$1,344
Year Built
AVG 2002
2007

In The Neighborhood

Areas That We Cover

235 Sycamore Monterey, TN is a Single Family Home for sale at $675000 with 2858 sqft and a lot size of 3.1 Acres Acre(s). 235 Sycamore Monterey has 3 bedrooms, 2 baths and was built in 2007. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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