1366 Thomas Ave

Chattanooga, TN
$ 399,000 Beds 3 Baths 2.5 Sq 1,443
Monthly Estimate* How much can I afford?

New Construction in the heart of St. Elmo! Welcome to 1366 Thomas Avenue -- a thoughtfully designed home offering modern style, functional living, and low-maintenance convenience. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow between the kitchen, dining, and living areas creates a bright and inviting atmosphere. A one-car garage adds both storage and practicality. Located in a welcoming community with shared amenities, residents enjoy access to a community firepit and dog park -- ideal for gathering with neighbors or enjoying time outdoors with pets. Just minutes from the Tennessee Riverwalk, scenic hiking and biking trails, historic St. Elmo, and downtown Chattanooga, this location offers exceptional access to outdoor recreation, local dining, and city conveniences. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and unbeatable proximity to everything Chattanooga has to offer, 1366 Thomas Avenue checks every box.

Active

  • Price
  • $ 399,000
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hamilton
  • Half Bathrooms
  • 1
  • Area
  • Hamilton County
  • Lot Size
  • 0.09 Acres
  • Zip
  • 37409
  • Sqr Footage
  • 1,443
  • Year Built
  • 2026
  • Taxes
  • $ 841
  • Style
  • Craftsman
  • MLS#
  • 1334322
Listed By: Keller Williams Realty
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Central,Natural Gas
Cooling Central Cooling
Appliances Gas Range,Dishwasher,Microwave
HOA Fee 25
Garage Spaces 1
Association Fee Includes Other
Architectural Style Craftsman
Construction Materials Other
Year Built 2026
View Mountain View
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Hamilton County - 48
Property Type Single Family
Association Amenities Other
HOA true
Attached Garage true
Subdivision Name St Elmo South
Total Rooms 8
Full Baths 2
Status Active
Directions From I-24 Use the 2nd from the right lane to take the Broad St exit toward Lookout Mountain 0.4 mi Turn right onto US-11 S/US-41 N/US-64 W/US-72 W/Broad St Pass by Taco Bell (on the right in 0.9 mi) 1.2 mi Turn left onto TN-17 S/Tennessee Ave 0.4 mi Turn right to stay on Tennessee Ave 0.2 mi Turn left onto Thomas Ave
High School Howard Academy Of Academics Technology
City Chattanooga
MLS Area Hamilton County - 48
Lot Size Units Acres
Lot Size Square Feet 3920.4
Elementary School Calvin Donaldson
Property Attached Y/N false
Middle/Junior High School East Lake Academy Of Fine Arts
MLS Area Minor Hamilton County - 48
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Kitchen Island
Basement None
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Off-Street Parking,Attached
Lot Features Level
Water Source Public
Lot Size Area 0.09
Building Area Total 1443
Lot Size Acres 0.09
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Calvin Donaldson Elementary School
Middle School East Lake Academy Of Fine Arts Middle School
High School Howard Academy Of Academics Technology High School

Price History

3/27/2026 Listed $399,000

Property vs Zip Code Average in 37409

Price
AVG $560K
$400K
Taxes
AVG $1,280
$841
Year Built
AVG 1974
2026

1366 Thomas Ave Chattanooga, TN is a Single Family Home for sale at $399000 with 1443 sqft and a lot size of 0.09 Acres Acre(s). 1366 Thomas Ave Chattanooga has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 37409 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.