1317 Thomas Ave

Chattanooga, TN
$ 499,000 Beds 3 Baths 2.5 Sq 2,004
Monthly Estimate* How much can I afford?

This beautifully designed bungalow makes a statement from the moment you walk in. The open-concept great room features soaring vaulted ceilings, a gas fireplace, and seamless flow into the dining area and kitchen -- perfect for everyday living and entertaining. The main-level primary suite offers convenience and privacy, with the laundry room just steps away. A dedicated home office with pocket doors provides an ideal work-from-home space. Upstairs, an additional suite captures views toward Lookout Mountain. The third bedroom shares a full Jack-and-Jill bath and is complemented by a versatile loft -- perfect for a bonus room or second living area. Located in a welcoming community with shared amenities, residents enjoy access to a community fire pit and dog park - ideal for gathering with neighbors or enjoying time outdoors with pets. This location offers unbeatable proximity to Chattanooga landmarks and is conveniently located just 7 minutes to Chattanooga Christian School. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1317 Thomas Avenue checks every box.

Active

  • Price
  • $ 499,000
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hamilton
  • Half Bathrooms
  • 1
  • Area
  • Hamilton County
  • Lot Size
  • 0.09 Acres
  • Zip
  • 37409
  • Sqr Footage
  • 2,004
  • Year Built
  • 2024
  • Taxes
  • $ 2309
  • Style
  • Contemporary
  • MLS#
  • 1337037
Listed By: Keller Williams Realty
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Cooling
Appliances Dishwasher,Microwave,Range
HOA Fee 25
Association Fee Includes Other
Architectural Style Contemporary
Construction Materials Other,Fiber Cement
Year Built 2024
View Mountain View
Property Subtype Single Family Residence
Community Features Sidewalks
Assoc Fee Paid Per Monthly
County Hamilton County - 48
Property Type Single Family
Association Amenities Other
HOA true
Attached Garage false
Subdivision Name St Elmo South
Total Rooms 9
Full Baths 2
Status Active
Directions From I-24 Use the 2nd from the right lane to take the Broad St exit toward Lookout Mountain 0.4 mi Turn right onto US-11 S/US-41 N/US-64 W/US-72 W/Broad St Pass by Taco Bell (on the right in 0.9 mi) 1.2 mi Turn left onto TN-17 S/Tennessee Ave 0.4 mi Turn right to stay on Tennessee Ave 0.7 mi Turn left to stay on Tennessee Ave 0.7 mi Turn right to stay on Tennessee Ave 0.2 mi Turn left onto Thomas Ave
High School Howard Academy Of Academics Technology
City Chattanooga
MLS Area Hamilton County - 48
Lot Size Units Acres
Lot Size Square Feet 3920.4
Elementary School Calvin Donaldson
Property Attached Y/N false
Middle/Junior High School East Lake Academy Of Fine Arts
MLS Area Minor Hamilton County - 48
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Pantry
Basement None
Flooring Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Insulated
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Off-Street Parking
Lot Features Level
Water Source Public
Lot Size Area 0.09
Building Area Total 2004
Lot Dimensions 40X100
Lot Size Acres 0.09
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Knoxville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Calvin Donaldson Elementary School
Middle School East Lake Academy Of Fine Arts Middle School
High School Howard Academy Of Academics Technology High School

Price History

4/16/2026 Listed $499,000

Property vs Zip Code Average in 37409

Price
AVG $490K
$500K
Taxes
AVG $2,670
$2,309
Year Built
AVG 1972
2024

1317 Thomas Ave Chattanooga, TN is a Single Family Home for sale at $499000 with 2004 sqft and a lot size of 0.09 Acres Acre(s). 1317 Thomas Ave Chattanooga has 3 bedrooms, 2 baths and was built in 2024. The property's zip code is 37409 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.